Ricky Spanish has decided it's time to move out. He has gotten a huge trust fund from his stepuncle and he's tired of living under his stepmom's rules. Dee Williams catches him as he is headed to the door with his suitcase. She sits him down to convince him to stay, and she will do anything to keep him, and his trust fund, right there with her.

Now that Ricky sees just how much his stepmother needs him, and his trust fund to stay, he decides to show her how different things are going to be.